As the cost of living continues to rise across the UK, many households are set to benefit from the second instalment of the government’s £900 Cost of Living Support Package.
The £300 payment has now been confirmed and will be deposited directly into the accounts of eligible recipients from 31 October to 19 November 2025.
Why Is the Cost of Living Payment Being Given?
In response to ongoing inflation and economic strain, the UK Government introduced three tax-free Cost of Living Payments totaling £900 to assist low-income and vulnerable households. These payments aim to ease financial pressure and support essential spending.
The payment schedule is as follows:
- First Payment: £301 (April–May 2025)
- Second Payment: £300 (October–November 2025)
- Third Payment: £299 (expected Spring 2026)
Second £300 Cost of Living Payment Dates
Most recipients will receive their £300 payment between 31 October and 19 November 2025, depending on their benefit type and issuing department (DWP or HMRC).
Cost of Living Payment Schedule Table
| Payment Installment | Amount | Deposit Dates | Issued By |
|---|---|---|---|
| First Payment | £301 | 25 April – 17 May 2025 | DWP/HMRC |
| Second Payment | £300 | 31 October – 19 November | DWP/HMRC |
| Third Payment (planned) | £299 | Spring 2026 (Exact TBA) | DWP/HMRC |
Who Is Eligible for the £300 Payment?
To receive the second Cost of Living Payment, individuals must be receiving one of the following means-tested benefits during the qualifying period:
- Universal Credit
- Working Tax Credit
- Child Tax Credit
- Income Support
- Jobseeker’s Allowance (JSA)
- Employment and Support Allowance (ESA)
- Pension Credit
Note:
- If receiving both tax credits and a DWP-administered benefit, the DWP will handle the payment.
- Recipients do not need to apply – payments are issued automatically.
What If You Don’t Receive the Payment?
If you qualify but haven’t received the £300 payment by 19 November, you can report it as missing from 20 November 2025. Before filing a report, ensure:
- Bank details are correct
- No recent changes in benefit status
If ineligible, or the government determines overpayment was made, you may be asked to repay the funds.
Disability Cost of Living Payment Details
In addition to the main payment, a £150 Disability Cost of Living Payment is available for individuals receiving:
- Attendance Allowance
- Armed Forces Independence Payment
- Constant Attendance Allowance
- Personal Independence Payment (PIP)
To be eligible, claimants must have received one of these by 1 April 2025. Those receiving qualifying benefits from both the DWP and Ministry of Defence will get the payment from the DWP only.
The UK Government’s £300 Second Cost of Living Payment aims to provide vital financial relief during challenging times. If you’re receiving eligible benefits, this tax-free support will help manage expenses from October to November 2025.
With automatic payments, there’s no application stress—just check your bank account and ensure your details are up to date. For further updates and spring payment details, keep an eye on official government announcements.
FAQs
Do I need to apply for the £300 payment?
No, if you are eligible, the payment will be automatically deposited into your account.
What should I do if I don’t get the payment?
You can report a missing payment starting 20 November 2025, but ensure all your account and benefit information is accurate beforehand.
Will this payment affect my existing benefits or taxes?
No, the £300 is a non-taxable payment and won’t affect other benefits or tax credits.