As the cost of essential goods and services continues to rise, the UK government has confirmed another round of Cost of Living Payments to provide relief for eligible individuals and families in 2025. The Department for Work and Pensions (DWP) has outlined exactly who qualifies, how much will be paid, and when the payments are expected. If you’re receiving certain benefits or tax credits, you could receive up to £900 or more in additional support this year.
What Are the 2025 Cost of Living Payments?
The Cost of Living Payments 2025 are one-time or phased payments intended to ease financial pressure for people on low incomes, those with disabilities, and pensioners. These payments are non-taxable and do not affect existing benefits.
Breakdown of 2025 Payments:
| Type of Payment | Amount | Who Will Get It | Expected Payment Time |
|---|---|---|---|
| Means-Tested Benefit Payment 1 | £301 | Universal Credit, Income Support, Pension Credit, Tax Credits | Spring 2025 |
| Means-Tested Benefit Payment 2 | £300 | Same as above | Summer 2025 |
| Means-Tested Benefit Payment 3 | £299 | Same as above | Autumn 2025 |
| Disability Payment | £150 | PIP, DLA, Attendance Allowance, others | Mid-2025 |
| Pensioner Payment | £150–£300 | Recipients of Winter Fuel Payment | Winter 2025–2026 |
Who Is Eligible?
The DWP has confirmed that you may be eligible for these payments if you are receiving one of the following qualifying benefits during a specific eligibility period:
For Means-Tested Payments:
- Universal Credit
- Pension Credit
- Income-Based Jobseeker’s Allowance (JSA)
- Income-Related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit
- Child Tax Credit
For Disability Payment:
- Personal Independence Payment (PIP)
- Disability Living Allowance (DLA)
- Attendance Allowance
- Armed Forces Independence Payment
- War Pension Mobility Supplement
For Pensioner Payment:
You must qualify for the Winter Fuel Payment for 2025–2026.
Note: New Style ESA, New Style JSA, or contributions-based benefits alone do not qualify for these extra payments.
When Will Payments Be Made?
Payments will be made automatically to eligible recipients according to the following approximate schedule:
- £301 – Spring 2025
- £300 – Summer 2025
- £299 – Autumn 2025
- £150 Disability Payment – Mid-2025
- £150 to £300 Pensioner Payment – Winter 2025/2026
Exact dates may vary depending on bank processing times and may shift if they fall on weekends or public holidays.
How Will Payments Be Made?
No application is required. All eligible individuals will be paid automatically, using the same method as their usual benefit or pension payments. To avoid any delays:
- Make sure your bank details are up to date
- Keep your benefit claims active
- Report any changes in financial circumstances
Conclusion
The Extra Cost of Living Payments in 2025 are part of the UK government’s ongoing initiative to support low-income households, individuals with disabilities, and pensioners during a period of economic hardship. If you’re receiving qualifying benefits, you don’t need to take any action—just make sure your information is accurate and monitor for the payments throughout the year. Stay informed, stay eligible, and ensure you receive what you’re entitled to.
FAQs
Can I receive more than one type of Cost of Living Payment?
Yes, if you qualify under different categories (e.g., you receive PIP and Pension Credit), you may receive multiple payments.
Do I need to apply for these payments?
No, payments are made automatically if you meet the criteria during the eligibility periods.
Will these payments affect my existing benefits?
No, these payments are entirely separate and will not impact your benefit entitlements or tax credits.