If you’re receiving Universal Credit and have a health condition that limits your ability to work, you could be entitled to up to £1,149 per month in 2025.
This amount includes the standard allowance, housing support, and the Limited Capability for Work and Work-Related Activity (LCWRA) element. Here’s everything you need to know about who qualifies, how much you can receive, and how to claim it.
Understanding the £1,149 Monthly Universal Credit Payment
Universal Credit is made up of a standard monthly allowance plus additional elements depending on your situation. Claimants with health issues may qualify for the LCWRA element, which significantly increases the total monthly support.
Here’s a typical breakdown of how eligible individuals may reach the £1,149 figure:
| Universal Credit Element | Monthly Amount (2025) |
|---|---|
| Standard Allowance (age 25+) | £400.14 |
| LCWRA Element | £423.27 |
| Housing Costs Element (example value) | £325.59 |
| Total Monthly Payment | £1,149.00 |
Note: Housing costs vary depending on rent amount and location. The total payment could be higher or lower depending on individual circumstances.
Eligibility Criteria for the LCWRA Element
To qualify for the Limited Capability for Work and Work-Related Activity element in 2025, you must:
- Be receiving Universal Credit
- Report a health condition or disability that affects your ability to work
- Provide a fit note (sick note) from your GP or specialist
- Undergo a Work Capability Assessment and be found to have limited capability for work and work-related activity
If successful, the LCWRA element will be added to your monthly Universal Credit payment automatically.
How to Claim the LCWRA Element
- Report Your Health Condition: Log in to your Universal Credit online account and report your health condition or disability.
- Submit Medical Evidence: Provide a fit note from your GP confirming that you are not fit for work.
- Complete the UC50 Questionnaire: You will receive this form to explain how your condition impacts daily activities and work capability.
- Attend a Work Capability Assessment: If required, you’ll attend an assessment to determine your eligibility for LCWRA.
- Await Decision: If found eligible, the LCWRA element will be added and backdated after a 3-month waiting period (unless exempt).
Upcoming Changes to LCWRA
While current claimants may receive £423.27 monthly as part of the LCWRA element, upcoming changes from April 2026 may reduce this rate for new claimants. However, those already receiving the LCWRA in 2025 will continue to receive the full amount.
It’s advisable to start the application process early to lock in the current rate and avoid being impacted by future reductions.
The £1,149 monthly Universal Credit support is a vital financial lifeline for claimants with serious health conditions. By understanding the eligibility rules, completing the required forms, and providing clear medical evidence, you can secure this enhanced support.
With future changes on the horizon, now is the best time to assess your eligibility and begin the process if you haven’t already.
FAQs
Can I work part-time and still get the LCWRA element?
Yes, you can work, but your earnings may reduce the total amount of Universal Credit based on your income.
How long does it take to start receiving the LCWRA payment?
There’s usually a 3-month waiting period after reporting your health condition before payments begin (unless you are terminally ill or exempt).
Does receiving LCWRA affect other benefits or tax credits?
No, the LCWRA element is part of Universal Credit and does not impact other entitlements like Disability Living Allowance or Personal Independence Payment.